Australian Payslip Generator 2025
Fair Work compliant · PAYG auto-calculated · Super 11.5% SGC · Leave balances · Free preview · PDF from $3.99 · No signup
Reviewed by Sarah Mitchell
Registered BAS Agent · Reg. No. 25734891 · 12 years payroll compliance
Updated for 2024–25 financial year · SGC rate 11.5% · Published 1 July 2024 · Last reviewed May 2026
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The OfficeDraft Australian payslip generator creates fully compliant payslips that meet every requirement set by the Fair Work Ombudsman under the Fair Work Act 2009. PAYG withholding is calculated automatically from ATO Schedule 1 tax tables. Superannuation at the current 11.5% SGC rate is applied to every ordinary time earnings figure. Leave balances, YTD earnings, and all twelve mandatory payslip fields are included by default — nothing can be accidentally omitted.
Australian payslips are a legal obligation, not optional. Employers must issue a payslip within one working day of each pay period. Failure to do so is a civil penalty offence under the Fair Work Act, with fines of up to $16,500 per contravention for companies. This guide covers every mandatory field, PAYG and super calculations, Single Touch Payroll, Medicare Levy, leave accrual rates, and how to generate a compliant payslip online — free, in under three minutes.
Free online payslip creator Australia
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All mandatory fields. PAYG and super auto-calculated. YTD earnings tracked. Free preview — PDF from $3.99 — no account required.
What Is an Australian Payslip?
An Australian payslip — also called a pay slip, salary slip, or earnings statement — is a legal record of an employee's pay for a specific period. It is required under the Fair Work Act 2009 and the National Employment Standards (NES). Every employer must issue a payslip to each employee within one working day of each pay period — electronic or paper.
A payslip is more than a pay record. Employees use it to verify superannuation is being paid, check that leave is accruing correctly, confirm PAYG withholding matches ATO expectations, and prove income to banks, landlords, Centrelink, and visa authorities. For employers it is a compliance record demonstrating payroll obligations are met — and the first document a Fair Work inspector will request during an audit.
Who Must Receive a Payslip in Australia?
The payslip obligation covers every employee in the Fair Work national system — which includes the vast majority of Australian workers. Employment type does not matter: full time, part time, casual, apprentice, trainee, and fixed-term employees all have the same right to a payslip.
✅ Must receive a payslip
- Full time employees
- Part time employees
- Casual employees
- Apprentices and trainees
- Fixed-term contract employees
- Working holiday visa holders (417/462)
- Labour hire employees
⚠️ Different rules apply
- ABN contractors — not employees; provide an invoice instead of a payslip
- Owner-operators — sole trader drawings are not wages; no payslip required unless structured as employee of own company
- Volunteers — no pay, no payslip
- State government employees (VIC, WA) — state laws may differ slightly
- Contractors under labour hire deeming — super may apply; consult ATO contractor determination tool
Not sure whether you need a payslip or an invoice? Read our contractor vs employee payslip guide.
Mandatory Australian Payslip Fields — Fair Work Act 2024–25
Every Australian payslip must include the fields listed below under the Fair Work Ombudsman payslip requirements. Missing any critical field is a breach of the Fair Work Act. The OfficeDraft Australian payslip generator includes all mandatory fields by default.
For a complete checklist you can print and use for payroll audits, see the Australian payslip requirements guide 2026.
PAYG Withholding on Australian Payslips — 2024–25 Tax Rates
PAYG (Pay As You Go) withholding is the income tax deducted from gross earnings each pay period and sent to the ATO. It must appear as a separate line item on every payslip. OfficeDraft calculates PAYG automatically using current ATO Schedule 1 withholding tables— eliminating the most common payroll error in Australia.
PAYG withholding formula (simplified)
Annual income × marginal rate − tax offsets = annual PAYG liability
Annual liability ÷ 26 = fortnightly PAYG to withhold
OfficeDraft calculates this automatically. The ATO publishes exact withholding amounts in tax tables for weekly, fortnightly, and monthly pay frequencies.
PAYG withholding amounts above include the 2% Medicare Levy, which is embedded in ATO withholding tables for most employees. Learn more:
Medicare Levy on Australian Payslips
The Medicare Levy is currently 2% of taxable income. For most Australian employees, the Medicare Levy is incorporated into ATO PAYG withholding tables — meaning it is deducted from your pay as part of the PAYG amount, not as a separate line item on the payslip. However, some payroll systems choose to show it separately for transparency.
2%
Standard Medicare Levy
Of taxable income. Embedded in PAYG withholding for most employees.
1–1.5%
Medicare Levy Surcharge
Applies to higher-income earners without private hospital cover. Settled at tax time — not in payroll.
Reduced/Nil
Medicare Levy Reduction
Applies to low-income earners. Employees must advise employer via Tax File Number declaration.
For a full explanation of how the Medicare Levy appears on your payslip and how it is calculated, see the Medicare Levy on payslip guide or the ATO Medicare Levy page.
Superannuation on Australian Payslips — SGC Rate 2024–25
Superannuation must be reported on every payslip — both the contribution amount for the pay period and the name of the super fund. The current Superannuation Guarantee (SG) rate is 11.5% of ordinary time earnings for 2024–25, increasing to 12% from 1 July 2025. Check your ATO MyGov super balance to verify contributions are being deposited.
If super is not appearing on your payslip or not being deposited into your fund: what to do when super is missing from your payslip →
Leave Balances on Australian Payslips — Accrual Rates Explained
Annual leave and personal/carer's leave balances are mandatory on payslips for all permanent employees. Leave is shown in hours (not days) on most Australian payslips. Below are the standard accrual rates under the National Employment Standards.
Casual employees do not accrue annual or personal leave — their 25% casual loading compensates for this. For a full guide to leave on payslips: annual leave on Australian payslips explained →
Single Touch Payroll (STP) and Your Australian Payslip
Single Touch Payroll is the ATO's real-time payroll reporting system. Every time an employer runs payroll, STP automatically reports wages, PAYG withholding, and superannuation to the ATO. It is mandatory for all Australian employers since 2019. Learn more at the ATO Single Touch Payroll page.
Australian Payslip Generator by Employment Type
Different employment arrangements require different payslip configurations. Casual employees need a 25% loading itemised; contractors may not need PAYG; part-time employees need pro-rata leave accruals. Use the right generator for your situation.
Standard 38-hour week. Base salary or hourly rate × 38 hours per week. Full annual leave (152 hours/year) and personal leave (76 hours/year) accrual.
Fixed contracted hours below 38/week. Pro-rata leave entitlements based on contracted hours — not hours actually worked.
25% casual loading on top of base rate — shown as a separate itemised line. No paid annual leave or personal leave accrual.
Labour hire or principal-contractor arrangement. No annual leave, personal leave, or notice entitlements unless under a labour hire or deeming arrangement.
Common Payslip Mistakes That Breach Fair Work Compliance
Fair Work inspectors flag the same payslip errors in almost every payroll audit. These are the six most common mistakes — and how to avoid them.
Missing employer ABN
High riskThe employer ABN is mandatory. A payslip without it fails Fair Work compliance and is rejected by banks, rental agents, and Centrelink. Always verify ABNs at abr.business.gov.au before generating.
No YTD earnings shown
High riskYear-to-date gross income allows banks and agents to verify annual income without multiple payslips. Required by most lenders as part of loan serviceability assessment.
Wrong super rate
High riskUsing the old 11% rate instead of 11.5% for 2024–25 is the most common payroll error. Underpaying super is an ATO compliance breach exposing employers to the Superannuation Guarantee Charge (SGC) plus interest and penalties.
Leave balances missing
Medium riskAnnual and personal leave balances are mandatory for permanent employees. Omitting them is a Fair Work breach and leaves employees unable to verify whether leave is accruing correctly.
Allowances not itemised
Medium riskTool allowances, meal allowances, shift penalties, and travel reimbursements must each appear as separate line items. Bundling them into gross pay is a Fair Work breach and makes PAYG calculations unverifiable.
No pay period dates
Medium riskThe payslip must show the start and end date of the pay period — not just the payment date. Agents, lenders, and Fair Work inspectors use period dates to verify recency and continuity.
Is Your Employer Not Giving You Payslips?
Withholding payslips is a breach of the Fair Work Act. You are legally entitled to a payslip within one working day of every pay. If your employer is not issuing payslips, you can request them in writing — and if they still refuse, lodge a complaint with the Fair Work Ombudsman for free.
Our guide walks you through writing a formal payslip request letter and escalating to Fair Work if needed.
How to Generate an Australian Payslip Online — 6 Steps
The OfficeDraft free Australian payslip generator produces a fully compliant payslip in under three minutes. Here is exactly what to enter.
OfficeDraft vs MYOB vs Xero — Best Australian Payslip Generator
MYOB and Xero are excellent full payroll platforms — but they require subscriptions starting at $29–$60/month and are built for businesses that process payroll every week. OfficeDraft is built for employers who need a compliant payslip without the overhead of a full payroll subscription.
Using an Australian Payslip as Proof of Income
A payslip with employer ABN, YTD earnings, and pay frequency is accepted as proof of income in every context that requires financial verification in Australia. The payslip must be within 60–90 days and show all mandatory fields to be accepted.
Agents require 2–3 recent payslips with employer ABN and YTD income to verify the 30% affordability rule.
Australian lenders require 2–3 months of consecutive payslips for income verification before loan pre-approval.
Finance providers use payslips to assess debt-to-income ratios for personal and car loan applications.
Australian and overseas visa applications often require payslips as evidence of financial stability.
Services Australia requires recent payslips for income reporting and means-tested payment assessments.
Payslips are the primary evidence in Fair Work penalty rate and underpayment complaints.
Ready to generate your compliant payslip?
All Fair Work fields · PAYG and super auto-calculated · Free preview · No signup
Industry-Specific Australian Payslip Generators
Healthcare, construction, hospitality, and teaching each have specific award allowances and penalty rates that must appear on payslips. Use an industry-specific generator to ensure every field relevant to your industry is included.
Shift penalties, after-hours and weekend loadings
Term-time pay, salary packaging arrangements
PAYG vs ABN choice, tool and site allowances
Weekend penalty rates, split-shift allowances
Site allowances, scaffolding rates, CFMEU award
Frequently Asked Questions — Australian Payslip Generator
What must an Australian payslip include under Fair Work?
How much superannuation should appear on an Australian payslip in 2024–25?
Is it legal to generate your own payslip in Australia?
How long must employers keep payslip records in Australia?
What is PAYG withholding on an Australian payslip?
Can a payslip be used as proof of income in Australia?
What is the difference between gross pay and net pay on an Australian payslip?
Does the Medicare Levy appear on an Australian payslip?
What is Single Touch Payroll (STP) and does it affect my payslip?
How do I calculate casual loading on an Australian payslip?
Can my employer email me a payslip instead of printing it?
What can I do if my employer is not giving me payslips?
Payroll Guides and Related Resources
Payslip Generator by Australian State and Territory
State-based generators are pre-configured for local public holiday schedules, state payroll tax thresholds, and award coverage by jurisdiction.
Generate Your Australian Payslip Today — Free Preview
The OfficeDraft Australian payslip generator produces payslips that meet every Fair Work Act requirement — employer ABN, PAYG withholding, 11.5% superannuation, Medicare Levy, leave balances, YTD earnings, and all twelve mandatory fields. Used by thousands of Australian small business owners, HR managers, bookkeepers, and sole traders every month. Reviewed and approved by a registered BAS agent. Free to preview. PDF from $3.99. No signup required.
Create Payslip Free →Free preview · PDF from $3.99 · No signup · Instant download · Fair Work compliant · STP compatible
Expert review: This guide was reviewed by Sarah Mitchell, Registered BAS Agent (Reg. No. 25734891) with 12 years specialising in Australian small business payroll compliance, Fair Work obligations, and ATO reporting. BAS agent registration is publicly verifiable at tpb.gov.au.
Methodology: Content was researched using payslip obligations under the Fair Work Ombudsman; PAYG withholding schedules from the ATO Tax Withholding Tables; the Superannuation Guarantee (Administration) Act 1992; the National Employment Standards under the Fair Work Act 2009; and ATO Single Touch Payroll Phase 2 requirements. Medicare Levy rate confirmed at 2% of taxable income for 2024–25. SGC rate confirmed at 11.5% for 2024–25, 12% from 1 July 2025.
Disclaimer:This content is general information only and does not constitute legal, financial, or payroll advice. Payslip obligations may vary by Modern Award, enterprise agreement, and state industrial instrument. For advice specific to your situation, consult a registered BAS agent, payroll specialist, or the Fair Work Ombudsman's free advisory service at fairwork.gov.au.
Published: 1 July 2024 · Last updated: May 2026 · Reviewed by: Sarah Mitchell, Registered BAS Agent · Applies to: 2024–25 financial year · Next review: July 2026